{"id":1615,"date":"2019-03-09T17:19:05","date_gmt":"2019-03-09T17:19:05","guid":{"rendered":"https:\/\/www.suparmanto.com\/finance\/?p=1615"},"modified":"2020-05-14T21:50:35","modified_gmt":"2020-05-14T21:50:35","slug":"modal-kerja-jaminan-shm-hgb-di-jakarta","status":"publish","type":"post","link":"https:\/\/www.suparmanto.com\/finance\/modal-kerja-jaminan-shm-hgb-di-jakarta\/","title":{"rendered":"Modal Kerja Jaminan SHM\/HGB di Jakarta"},"content":{"rendered":"

Modal Kerja Jaminan SHM\/HGB di Jakarta <\/span><\/em><\/strong><\/h2>\n

Hubungi Call\/WA : 0812 5866 7779<\/span><\/em><\/strong><\/span><\/h2>\n

Pinjaman Modal Kerja Jaminan SHM\/HGB di Jakarta. Ini merupakan fasilitas pinjaman yang diberikan kepada pelaku usaha, baik usaha UKM (Usaha Kecil dan Menengah).<\/strong><\/em><\/a><\/span> Sesuai kegunaannya, pinjaman ini diprioritaskan untuk pembiayaan modal kerja. Pinjaman Modal Kerja (Working Capital Loan) memiliki siklus 12 bulan dan bisa diperpanjang dan biersifat revolving. <\/span><\/p>\n

Dengan jaminan SHM atau SHGB property yang anda miliki, anda bisa mendapatkan pinjaman modal kerja dengan cara yang mudah disini.\u00a0Modal Kerja Jaminan SHM\/HGB di Jakarta memberikan plafon pinjaman maksimal 25 miliar rupiah. Namun semua tergantung dari aset yang anda jaminkan, kondisi usaha dan capacity payment (kesanggupan untuk membayar angsuran) anda.<\/span><\/p>\n

Kelebihan dari Pinjaman Modal Kerja (PMK)<\/strong><\/em><\/a> <\/span>atau yang sering disebut Kredit Rekening Koran (KRK) ini nasabah memiliki keluasaan untuk mentukan sistem angsurannya. Sistem angsuran tiap bulan bisa dilakukan dengan cara membayar bunga saja dari dana yang dipakai. Dengan sistem angsuran seperti ini, nasabah bisa mengatur keuangan dan cash flow usahanya.<\/span><\/p>\n

Anda punya kendala dengan BI Checking?. Jangan kuatir, masih ada solusinya. Jika anda kena BI Checking karena Kartu Kredit atau KTA (asalkan tidak parah), pinjaman yang anda ajukan anda masih memiliki peluang untuk di approve. Yang tidak bisa di proses kalau anda kena BI Checking karena pinjaman jaminan SHM atau SHGB serta pinjaman pay roll (potong gaji).<\/span><\/p>\n

Baca Juga : SPPK (Surat Persetujuan Putusan Kredit) dan SHGB (Sertifikat Hak Guna Bangunan) Bisa Digunakan Untuk Jaminan Pinjaman ke Funder Pribadi dan Lembaga Keuangan.\u00a0<\/a><\/span><\/span><\/strong><\/em><\/p>\n

Sekma Dan Mekanisme\u00a0Modal Kerja Jaminan SHM\/HGB di Jakarta.<\/span><\/strong><\/em><\/span><\/h2>\n
    \n
  1. Parameter pencairan 60% dari appraisal atau 70% dari NJOP.<\/span><\/li>\n
  2. Plafon pinjaman mulai 500 juta sampai dengan 25 miliar.<\/span><\/li>\n
  3. Suku bunga 2% per bulan dari pokok pinjaman.<\/span><\/li>\n
  4. Jangka waktu pinjaman 12 bulan (revolving).<\/span><\/li>\n
  5. Proses pengajuan 3 hari kerja.<\/span><\/li>\n
  6. Biaya provisi dan administrasi kurang lebih 7% dari plafon pinjaman.<\/span><\/li>\n
  7. Sistem pengembalian, debitur hanya bayar bunga saja tiap bulannya.<\/span><\/li>\n
  8. Usia pemohon minimal 21 tahun atau usia 65 tahun pada saat pinjaman jatuh tempo.<\/span><\/li>\n
  9. Ada biaya appraisal yang harus dibayarkan 1 hari sebelum appraisal dilaksanakan.<\/span><\/li>\n
  10. Menerima pinjaman take over dari Bank lain (case by case).<\/span><\/li>\n
  11. Cover Area Jabodetabek.<\/span><\/li>\n
  12. Skema ini sewaktu-waktu bisa berubah kapan saja.<\/span><\/li>\n<\/ol>\n

    \"Modal<\/p>\n

    Persyaratan Modal Kerja Jaminan SHM\/HGB di Jakarta.<\/span><\/strong><\/em><\/p>\n

    Untuk persyaratan pinjaman modal kerja pada dasarnya sama dengan persyaratan pinjaman lainnya. Kalau ada perbedaan itu karena faktor jenis pinjamannya yang berbeda. Secara umum berikut ini saya sampaikan persyaratan pinjaman modal kerja.<\/span><\/p>\n

    Untuk langkah awal siapkan foto copy dokumen-dokumen berikut ini :<\/span><\/p>\n

      \n
    1. KTP dan NPWP semua pengurus perusahaan.<\/span><\/li>\n
    2. NPWP perusahaan.<\/span><\/li>\n
    3. Akte Notaris pendirian perusahaan dan perubahannya (apabila pernah ada perubahan).<\/span><\/li>\n
    4. SIUP, TDP, SITU dan Surat Keterangan Domisili Usaha dari Kantor Kelurahan setempat.<\/span><\/li>\n
    5. Surat Keterangan dari KEMENKUMHAM dan legalitas usaha lainnya yang diperlukan.<\/span><\/li>\n
    6. Company Profil Perusahaan.\u00a0<\/span><\/li>\n
    7. Laporan Neraca Keuangan (Rugi\/Laba) 3 bulan terkahir.<\/span><\/li>\n
    8. Rekening koran perusahaan 3 bulan terakhir.<\/span><\/li>\n
    9. SHM\/SHGB yang dijaminkan, PBB tahun terakhir dan IMB.<\/span><\/li>\n
    10. Apabila ada data dan dokumen persyaratan yang kurang yang belum tercantum disini akan diberitahukan sesegera mungkin pada saat proses administrasi dan verifikasi pengajuan pinjaman ini.\u00a0<\/span><\/li>\n<\/ol>\n

      Jika anda membutuhkan konsultasi dan informasi lebih lanjut, anda bisa menghubungi saya di Call\/WA : 0812 5866 7779 dengan Suparmanto.\u00a0<\/span><\/strong><\/em> Atau informasi jenis pinjaman lainnya anda bisa kunjungi situs saya : www.suparmanto.com.<\/span><\/strong><\/em> Anda bisa konsultasi kapan saja, dengan senang hati saya bersedia membantu anda.\u00a0<\/span><\/p>\n

      \n","protected":false},"excerpt":{"rendered":"

      Modal Kerja Jaminan SHM\/HGB di Jakarta Hubungi Call\/WA : 0812 5866 7779 Pinjaman Modal Kerja Jaminan SHM\/HGB di Jakarta. Ini merupakan fasilitas pinjaman yang diberikan kepada pelaku usaha, baik usaha UKM (Usaha Kecil dan Menengah). Sesuai kegunaannya, pinjaman ini diprioritaskan untuk pembiayaan modal kerja. Pinjaman Modal Kerja (Working Capital Loan) memiliki siklus 12 bulan dan bisa diperpanjang dan biersifat revolving. Dengan jaminan SHM atau SHGB property yang anda miliki, anda bisa mendapatkan pinjaman modal kerja dengan cara yang mudah disini.\u00a0Modal Kerja Jaminan SHM\/HGB di Jakarta memberikan plafon pinjaman maksimal 25…<\/p>\n","protected":false},"author":1,"featured_media":1620,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[13],"tags":[41,43,42],"class_list":["post-1615","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dana-multiguna-shm","tag-kredit-modal-kerja","tag-kredit-modal-usaha","tag-kredit-rekening-koran"],"yoast_head":"\nModal Kerja Jaminan SHM\/HGB di Jakarta | Proses 3 Hari Kerja<\/title>\n<meta name=\"description\" content=\"Modal Kerja Jaminan SHM\/HGB di Jakarta, Pinjaman Rekening Koran (PRK), Pinjaman Multiguna Jaminan SHM, Pinjaman Dana Bridging Jaminan SHM di Jakarta\" \/>\n<meta name=\"robots\" content=\"index, follow, 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